SME Stability Assistance Plan (SME SRF) 3.75%

Empowering Malaysian SMEs Towards Sustainable Growth

The SME Stability Assistance Plan (SME SRF) is a government-supported financing initiative designed to help Small and Medium Enterprises (SMEs) strengthen their cash flow, maintain business operations, and support long-term growth.

This program provides affordable working capital financing to eligible Malaysian businesses, enabling them to overcome short-term financial challenges while continuing to expand and create opportunities.

Key Features

✅ Financing up to RM750,000

✅ Competitive financing rate from 3.75% per annum

✅ Financing tenure of up to 5 years

✅ Up to 80% guarantee coverage through SJPP or CGC (where applicable)

✅ Suitable for working capital requirements and business operational needs

Who Can Apply?

The program is open to eligible Malaysian SMEs across selected industries, including:

• Agriculture, Forestry & Fisheries
• Construction
• Manufacturing
• Transportation & Logistics
• Retail Petrol Stations

Applications are subject to the participating financial institution’s credit assessment and approval criteria.

Purpose of Financing

SME SRF is designed to help businesses:

• Improve working capital liquidity
• Manage short-term cash flow requirements
• Support operational expenses
• Enhance business stability during challenging economic conditions
• Facilitate sustainable business growth

Why Choose Pam Biz Financial?

At Pam Biz Financial, we assist SMEs throughout the financing application process, from preliminary assessment to documentation preparation and bank submission.

Our experienced consultants work closely with business owners to identify suitable financing solutions and improve the chances of a successful application.

Need assistance with your SME financing application?

Contact our team today for a free consultation and eligibility assessment.

📞 +603-7665 5505
📧 maxma@pambiz.com.my
📍 A-19-08, Pinnacle Petaling Jaya, Selangor