Higher Approval

We work with numbers. We care about your financials. We make the numbers beneficial for you in order to get the financing required.

We are your eyes to see what you lack off, the ears to listen to what you need, and the ability to work as your company CFO to get the funding you need.

We do not work on behalf of the lenders, but we represent the business owners as our partners to work at the highest rate possible.


We use the best in technology and communication to turn your application fast, hassle-free, to get you the loan sooner than ever.

We activate with steadfast response and accuracy. We will advise your business on the areas to be enhanced, so as to make approval highly successful.

We are the new era of loan consultancy that works fast and ensures 100% success in all business loan applications.


Our application is fast and simple. We only need some basic financials to assess the figures.

We provide effective analyatical method to get you the financing, immediately.

We are not only brokers. Brokers collect your documents and submit accodingly.

We are Consultants. We strategise, analyse financials, make the numbers work so that your loan get approved.


It's not about the highest number of lenders you submit and hope you get the correct target.

It's how to aim your target accurately like a sniper, getting the approval with the least number of lenders at the highest amount possible.

Each business is unique, and like a sniper, you need to be armed with the correct weapon to get your target.

Free SME Business Loan Assessment

There are various government assisted SME loan financing schemes in Malaysia offered by more than 20 banks and financial institutions?

Credit criteria and interest rate are different for all banks. It is frustrating and time consuming for you to compare every banks' SME loans.

Now, you can compare all SME loans easily and don’t have your applications rejected. Compare across all banks for more options & maximize approval chances.

Contact our Account Manager and try out our free loan assessment.




Through of our expertise and experience in the business and corporate segments, we have the capabilities to provide your business with financial know-how and customisable financial solutions designed to help realise your business goals and objectives.


Your business needs working capital for the day to day running of the business.Overdraft is a revolving loan granted and it is subject to annual review. It is made available to a business customer via a current account, whereby the borrower may withdraw the required amount each time by issuing cheques.


Unsecured Business Term Loan that gets you funds fast and for any period up to 10 years in equal monthly instalment when you need them. With collateral-free application, it is the simplest and quickest way to access extra cash for your business. You can use this all-purpose loan in any way your business requires.

Invoices & Receivables Financing

Invoices & Receivables Financing helps you improve your book debts position by buying suitable book debts off you at discounted rates in return for cash advance.Now you need not have to wait for the customers to pay.

Commercial Mortgage

Commercial Mortgage is a purchase or refinance loan for your property. It can also be an opportunity for you to secure additional working capital

We help you through the whole loan process.

You don't have to be alone in this situation.

When you apply through with PAM BIZ, your dedicated Relationship Manager will walk you through the process, practical changes, provide valuable advice, avoid any unnecessary credit checks, guide you through loan options and help you choose the perfect business loan.We keep it so simple and you will be timely informed about the decisions and find funding fast.

Not The Typical Loan Application Anymore!

Step 1: Apply in just minutes.

Unlike the hefty loan process from banks and other institutions, You can complete our business loan application in under 10 minutes. We will ask for your compulsory documents, then we will assist to work out the loan quantum your business required.

Step 2: Choose from more than 20 Financial Institutions. ​

We are one of the top loan marketplaces for SME in Malaysia, which means we will connect you to more loan options than anyone else. All you need to do is to submit the application to one place, and voila, we will do the rest for you.

Step 3: Get your funds fast.

We know your time is precious and don't have the time to wait around, which is why we work with our preferred lenders that can get you funded fast and efficient.

Once your loan is approved, we will make it our best that you will be able to access your capital in as little as in 2 weeks time.

Contact us for more info



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