Higher Approval
We work with numbers. We care about your financials. We make the numbers beneficial for you in order to get the financing required.
We are your eyes to see what you lack off, the ears to listen to what you need, and the ability to work as your company CFO to get the funding you need.
We do not work on behalf of the lenders, but we represent the business owners as our partners to work at the highest rate possible.
FAST AND EFFICIENT
We use the best in technology and communication to turn your application fast, hassle-free, to get you the loan sooner than ever.
We activate with steadfast response and accuracy. We will advise your business on the areas to be enhanced, so as to make approval highly successful.
We are the new era of loan consultancy that works fast and ensures 100% success in all business loan applications.
SIMPLER EFFECTIVE AND BETTER
Our application is fast and simple. We only need some basic financials to assess the figures.
We provide effective analyatical method to get you the financing, immediately.
We are not only brokers. Brokers collect your documents and submit accodingly.
We are Consultants. We strategise, analyse financials, make the numbers work so that your loan get approved.
WE ARE PROFESSIONAL
It's not about the highest number of lenders you submit and hope you get the correct target.
It's how to aim your target accurately like a sniper, getting the approval with the least number of lenders at the highest amount possible.
Each business is unique, and like a sniper, you need to be armed with the correct weapon to get your target.
Free SME Business Loan Assessment
There are various government assisted SME loan financing schemes in Malaysia offered by more than 20 banks and financial institutions?
Credit criteria and interest rate are different for all banks. It is frustrating and time consuming for you to compare every banks' SME loans.
Now, you can compare all SME loans easily and don’t have your applications rejected. Compare across all banks for more options & maximize approval chances.
Contact our Account Manager and try out our free loan assessment.
BRANDING AND IDENTITY
Our Solutions.
Pam Biz, a SME financial services platform, save you much time and energy, which is probably why most small business owners are drawn to us when starting a business loan search, especially in Malaysia.
Our mission is to provide SME with an objective, fast and accurate method of finding the right lender based on their specific needs - while giving financial institutions a more cost-effective way to find new clients. We represent over 50 lenders, including banks, P2P lenders, alternative lenders, all with a common theme: a commitment to provide the best loan and better-value fees.
Exploring Your Options
These days there are quite a lot of alternative lenders you can look to for financing for your business—banks and major financial institutions aren’t your only option anymore. By using Pam Biz business loan platform, they will be able to connect you to more options than you’d find on your own, which means getting the financing you need in the shortest time possible.
Get a Good Rate
We will devise a strategy for your loan application to a bunch of different lenders through our proprietary platform.
This way, you can secure the best rate possible. Being able to compare how much your loan will cost you is a great money-saver for SME owners. If you work with only one lender, you’d never know if you could have gotten a better deal elsewhere, or likewise, if they reject, you will be disheartened.
work with someone experienced
PAM BIZ work with lenders 24/7. So, we have established relationships with an extensive network of lenders. If your business deal has the right contact and knows how to work with lenders, you can get the best deal on a small business loan for your company.
Knowledge About Small Business Lending
Just because you own an SME business doesn’t mean you know everything about business loans in Malaysia. So when you’re confronted with some jargon financial terms on your loan offer, you might not be able to fully interpret everything.
Invoice financing versus invoice factoring? Business credit versus personal credit? It can get a little confusing. In theory, business loan brokers will be able to explain all the complicated words and acronyms that will be attached to your loan offer.
Highly Renowned Lending Partners
It’s important to know that the lenders you’re working with are legalized and transparent. At Pam Biz, we have vetted our current roster of lenders and are always searching for partners that meet our high standards to serve our business owners.
SERVICES
WHAT WE DO
Through of our expertise and experience in the business and corporate segments, we have the capabilities to provide your business with financial know-how and customisable financial solutions designed to help realise your business goals and objectives.
WORKING CAPITAL
Your business needs working capital for the day to day running of the business.Overdraft is a revolving loan granted and it is subject to annual review. It is made available to a business customer via a current account, whereby the borrower may withdraw the required amount each time by issuing cheques.
UNSECURED BUSINESS TERM LOAN
Invoices & Receivables Financing
Invoices & Receivables Financing helps you improve your book debts position by buying suitable book debts off you at discounted rates in return for cash advance.Now you need not have to wait for the customers to pay.
Commercial Mortgage
Commercial Mortgage is a purchase or refinance loan for your property. It can also be an opportunity for you to secure additional working capital
We help you through the whole loan process.
You don't have to be alone in this situation.
When you apply through with PAM BIZ, your dedicated Relationship Manager will walk you through the process, practical changes, provide valuable advice, avoid any unnecessary credit checks, guide you through loan options and help you choose the perfect business loan.We keep it so simple and you will be timely informed about the decisions and find funding fast.
Not The Typical Loan Application Anymore!
Unlike the hefty loan process from banks and other institutions, You can complete our business loan application in under 10 minutes. We will ask for your compulsory documents, then we will assist to work out the loan quantum your business required.
Step 2: Choose from more than 20 Financial Institutions.
We are one of the top loan marketplaces for SME in Malaysia, which means we will connect you to more loan options than anyone else. All you need to do is to submit the application to one place, and voila, we will do the rest for you.
Step 3: Get your funds fast.
We know your time is precious and don't have the time to wait around, which is why we work with our preferred lenders that can get you funded fast and efficient.
Once your loan is approved, we will make it our best that you will be able to access your capital in as little as in 2 weeks time.
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